Client Services

Our Client Services comprise a range of insurance services that include:

Current Plan Design Analysis
Liaison with Advisors
Annual Plan Reviews
Group Benefit Participant Communication
Group Participant Education
Plan Transition Assistance
Plan Technology Updates
Insurance Industry Updates
Marketplace Evaluation
Solving problems of tax-detrimental ownership,. beneficiary and premium payors
Restructuring existing life insurance contracts from a design and due-care perspective
Offering a "second opinion" on substantial life insurance transactions
Providing financial modeling for advanced techniques. such as Defective Irrevocable
Grantor Insurance Trust (DIGIT) transactions, SERP Exchanges and more
Special Risk Underwriting

Call our office at 734-214-9770 and talk to Kathy Barnett, VP Client Services or another team member to quickly handle these administrative requests.

Disclaimer

Financial Concepts, Inc. and its representative, Patrick J. McNamara* is presently licensed to sell traditional life insurance in Michigan, Alabama, Arizona, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Massachusetts, Minnesota, Montana, Nevada, New Hampshire, New Mexico, New York, North Carolina, Ohio, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and California (Patrick J. McNamara, California license number OB8885). Insurance services are limited to residents of the above listed state. Residents of other states should consult with a local agent for insurance services.

Variable life and annuity products, as well as other securities products, may be sold in Michigan, Alabama, Arizona, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Massachusetts, Minnesota, Montana, Nevada, New Hampshire, New Mexico, New York, North Carolina, Ohio, South Carolina, Texas, Utah, Virginia, Washington and California (Patrick J. McNamara, California license number OB8885). Residents of other states should consult with a local registered representative for securities products.

Proper state registration is mandatory prior to conducting business in any state.

Securities offered through M Holdings Securities, Inc, a Registered Broker/Dealer, Member FINRA / SIPC. Financial Concepts, Inc. is independently owned and operated. Financial Concepts, Inc. is a member of M Financial Group. Please go to mfin.com and click on "Disclosure Statement" at the bottom of the home page for further details regarding this relationship.